Buyers

Introduction

First for PropertyWe can help with the sale of your home from advertising in the Aberdeen Solicitors Property Centre (ASPC) and in the local press through to concluding your conveyancing missives.

Find to Buy

FAQs

Q: Why do I need to register with Peterkins Solicitors?
A: As a buyer you will be able to search the property database for suitable homes 24 hours a day. Both buyers and sellers will be able to contact us via E-mail with any queries they have. We try to make moving less stressful.

Q: Do I have to look at all the properties available to find one that I want?
A: No. Our property search allows you select properties in a specified price range within your choice of locations and shows full property details on each property.

Q: I am unsure as to the process of house buying. Please can you explain it to me?
A: Contact our office to arrange an appointment to see our financial advisor followed by a solicitor or E-mail us with any queries.

Q: I have found a property that I want to buy. What do I need to do now?
A: If you have not registered with us you need to do so. Once registered we can then arrange to make an offer on your behalf.

Q: How much can I borrow and how much will a mortgage cost?
A: For your mortgage queries you can go to our Mortgage Calculator. This will give you a guide on how much you can borrow and a typical monthly repayment. You can consult our Independent Financial Advisor, by contacting him on financial@peterkins.com. The advisor will be able to assist you and help you select a mortgage that is appropriate for you.

Q: I am unsure as to the process of house selling. Please can you explain it to me?
A: Contact our office to arrange an appointment for our Valuations Manager to visit you home or E-mail us with any queries.

Q: How long does it take to go on the market for sale?
A: Once your draft set of particulars are returned to our office, as long as all the paperwork has been fully completed, the property will be placed onto the market within 24 hours.

Q: What happens once Peterkins find a buyer for our home?
A: The offer is submitted to the selling solicitor who sends a qualified acceptance to the Purchaser's solicitor, at point of agreement missives are concluded. The missives will specify an entry date, on this date the purchaser must pay the sale price and you must vacate the property, give the keys and a valid Title to the Purchaser.

Q: What is conveyancing?
A: Go to section Understanding Conveyancing or Contact Us.

Q: What is the minimum lease term?
A: 6 months 'Short Assured' tenancy.

Q: How quickly can we move into our leased property?
A: Between 5 – 7 working days depending references.

Q: What sort of references do you require?
A: Financial reference for your bank/building society, Employer reference, Personal reference and if required a Parental guarantor.

Q: How long does it take to go on the market for lease?
A: Within 24 hours of the initial appointment.

Q: What other services do you offer?
A: At Peterkins we can assist you with mortgages, insurance, surveys and lettings. We will also point you in the right direction of any further information related to home moving that you require.

Q: I browsed your site but cannot find the information I need?
A: If you cannot find the information that you required you can contact our office. A member of the appropriate department will {respond to your query.

Register

Required fields marked with *

I want to*
Invalid Input

Name*
Invalid Input

Address*
Invalid Input

Home Tel*
Invalid Input

Work Tel
Invalid Input

Mobile
Invalid Input

Email*
Invalid Input

How many bedrooms?*
Invalid Input

How many public rooms?*
Invalid Input

Price range from (£)*
Invalid Input

Price range to (£)*
Invalid Input

Location*
Invalid Input

How did you find out about Peterkins?*
Invalid Input

  

Understanding Conveyancing

Understanding the Residential Conveyancing Process

The following information is a short guide that simply outlines the legal process involved in buying and selling in Scotland. It will help you understand the relevance of each crucial stage and provide details of the sequence of events you can expect to be involved with.

We have tried to address the main stages of the process, but please remember this is a guide only, if you require any clarification or help regarding any of the following please contact us by completing the Contact Us/Ring Me service.

Residential Conveyancing

Residential Conveyancing is the legal transfer of property ownership from one person to another.

The legal process can be quite puzzling to most people and often very stressful. Our conveyancing service means that Peterkins offers you a great one stop shop for both sales and purchase that includes all your mortgage needs.

The term conveyancing describes the procedures we go through to make sure that you fulfil your obligations under the contract. If you want to know about these procedures we'll be happy to explain them.

The main obligations are:

  • To give valid title
  • To provide evidence that the house is not affected by occupancy rights
  • To provide a local authority enquiry certificate
  • To repay your mortgage

Peterkins are geared to provide the highest levels of customer service with only one person in mind, YOU. That's why, in addition to our convenient hours of business, we promise to keep you fully informed at all the key stages of your move and when we do we won't use complicated jargon either! We'll take the time to guide you through the whole process, however long it takes.

So whether you decide to contact us by phone, letter, fax or E-mail we promise your query or request for information will be attended to promptly.

We have tried to address the main stages of the process, but please remember this is a guide only, if you require any clarification or help regarding any of the following please contact us by completing the Contact Us/Ring Me service.

How Much Can I Borrow?

Borrow Calculator

Salary: (£)
Partners salary: (£)
You can borrow approximately
£based on the above salaries
This calculation is based on the common lending terms of:
(3.25 x Main Salary) + Secondary Salary OR 2.5 x Joint Salary
 

Payment Calculator

Purchase Price (£)
Deposit (£)
Interest Rate (%)
Repayment Period (years)
Mortgage Amount (£)
Number of Payments
Monthly Payment (£)

Click here to check your credit rating at checkmyfile.com